Weird relationship between the bank and the public

I type this note because I felt annoyed and after checking the service charges of the bank

Actually if we deposit money into the bank (e.g saving account) , they are creditors of the bank.

Ironically, it seems that we have no rewards ( the interest rate is 0.01%, why don't the banks just make it zero if so?? totally pointless to deposit money into the banks ) The creditors (public) not only receive no rewards, but also have to pay different kinds of fees imposed by the debtor(bank).

The most ridiculous policy is…if you don't "touch" your account for 6 months, you have to pay the fee also...the situation is hilarious if we put it in this way....the debtors desperately need the creditors to disturb and annoy them ( e.g., 每6個月以內定時定候要淋下紅油 ) or else the creditors need to pay the debtors... it is totally an unfair treaty, isn’t it?

Just remind me of what my classmates told her experience when she worked as an intern in a bank, she said she once received a call from a customers with US$7 million and asked about the interest he could receive and my classmate dared not to tell the customers that he could just get a few hundred HK dollars =.=

It is better to put money under the pillow…totally pointless to have a saving account