Caution: I just draft the stuffs that I remember in the lesson which are not included in the handout of the instructor, so hopefully I do not interpret and remember something incorrectly
- if the dividend is too stable (e.g. hkmtr) and has regular pattern, the company may not worth investing ( look for rising dividend)
-asset is observable, but liability is not (except the creditors)
- it is almost impossible to see the return of a stock is 20% continuously ( over the years)
-what Starbucks sells is its brand as it shows customers' status
-Coke ads in Vietnam > for future return> children grow up and have purchasing power> tend to like Coke ( c.f. Disney's products )
- not everyone needs to buy insurance
-avoid buying insurance at the end of the year ( the agents are required to meet the quota every year and they rush to sell the product), buy insurance products at different companies ( risk control measure)
- NPV> 0 (reject e.g. illegal) NPV<0 ( accept e.g. Charity)
- price of real estate Vs rent
- the interest rate increases > mortgage> disastrous
- banks may not usually use compound interest
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